Chapter 7 Bankruptcy Attorney

Bankruptcy Attorney near Lambertville, Michigan

Experienced Bankruptcy Attorney near Lambertville, MI


We are experienced and affordable chapter 7 bankruptcy attorneys near Lambertville, Michigan, serving all of Southeastern Michigan.  Located just a few minutes south of the Ohio/Michigan border, we are a just a short drive on southbound US23 (W. Central Avenue exit).  Our office is less than one block west of the W. Central Avenue exit and is situated on a beautifully landscaped and updated property.  When you arrive for your free initial chapter 7 bankruptcy consultation, you will enjoy free parking close to the building, elevator service to 2nd floor, safe and pleasing office location, modern and friendly law office, and you can expect to meet personally with the firm’s owner/attorney Scott France.  Avoid the hassles of downtown Toledo parking traffic and parking, while getting the best combination of bankruptcy law experience, price, and location. Don’t just take our word, check out our 49 client reviews.



SEE BELOW: “Bankruptcy News” and “Guide To Michigan Bankruptcy Exemptions”


Top 10 Must Reads: Bankruptcy News Headlines

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Bankruptcy Headlines  In The News

  1. “More Charlotte Russe Stores Could Close In Michigan”                                                                                                     Source:  Detroit Free Press, Dejanay Booth; February 19, 2019
  2. “Payless Shoes Files For A Second, and Final Bankruptcy…”                                                                                               Source: CNN Business News, Chris Isidore; February 19, 2019
  3. “Brothers Linked To Alleged Jussie Smollett Attack Once Filed For Bankruptcy”                                              Source:  Page Six, Lia Eustachewich and Ruth Brown;  February 17, 2019
  4.  Farm Bankruptcies Rise Amid Trade Disputes and Price Drops”                                                                               Source:  New York Daily News,  David Matthews;  February 16, 2019
  5. Gymboree…Files For Bankruptcy”                                                                                                                                                    Source: WXYZ, ABC TV-7 Detroit, by CNN Newsource; January 17, 2019
  6. “13 Celebrities Who Have Struggled with Money”                                                                                                                 Source: Insider (Entertainment), Gabbi Shaw;  December 6, 2018
  7. “Mattress Firm To Close Michigan Store After Filing For Bankruptcy”                                                                       Source: Crain’s Detroit Business, Kurt Nagl;  October 5, 2018
  8. “Older Americans Are Filing For Bankruptcy More Than Ever…Michigan”                                                               Source:  Detroit Free Press, Frank Witsil;  August 15, 2018
  9. Detroit, Five Years After Bankruptcy”                                                                                                                                        Source: Forbes, Pete Saunders;  July 19, 2018
  10. “Gun Maker Remington Files For Bankruptcy”                                                                                                                         Source: Fox News, Samuel Chamberlain; March 25, 2018





Bankruptcy Michigan

Bankruptcy Michigan

Your personal guide to Michigan Chapter 7 Bankruptcy Exemptions



Bankruptcy Exemptions In Michigan: Michigan is not considered to be an “opt out state” meaning that all Michigan bankruptcy debtors are free to choose between either State (MCL) statutory bankruptcy exemptions or Federal statutory bankruptcy exemptions.  While some states, like Ohio, choose to “opt out” of the Federal bankruptcy exemptions and only allow state bankruptcy exemptions, not all states choose to “opt out.”  In Michigan, while debtors may choose between State or Federal bankruptcy exemptions, once this choice is made it must be applied to all of your assets.  In other words, a Michigan debtor cannot combine a mixture of both State and Federal bankruptcy exemptions.

Michigan debtors filing for relief under Chapter 7 Bankruptcy will want to become familiar with the available bankruptcy exemptions before filing for Chapter 7 Bankruptcy relief. For educational purposes, bankruptcy exemptions help protect some or all of a debtor’s assets, including personal residence, motor vehicle, household items, professional tools of trade, and more. Real and/or personal property that is deemed not to be covered by a bankruptcy exemption, can be at risk of liquidation in a chapter 7 bankruptcy. Be sure to discuss all of your assets with your bankruptcy attorney prior to filing for Chapter 7 Bankruptcy relief. The following is a partial list of chapter 7 bankruptcy exemptions available to bankruptcy debtors filing in Michigan


Homestead  (your residence) $38,225.00** $23,675.00
Motor Vehicle (primary vehicle) $3,525.00 $3,775.00
Household Goods $7.650.00 $12,625.00
Michigan Bankruptcy Exemptios

Michigan Motor Vehicle Exemptions

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Michigan Homestead Exemptions

Household Goods Exemption

Household Goods Exemptions









**Michigan bankruptcy law does not allow for joint couples to double the homestead exemption.  Discuss with your bankruptcy attorney.


MICHIGAN BANKRUPTCY EXEMPTION INSIGHTS: A debtor must be the owner of said property to claim an exemption.  In certain situations, married couples can combine their exemptions of jointly held property.  Homestead exemptions focus on our primary residence.  Vehicle exemptions may be limited to one per vehicle owner, thus it may be difficult to use exemptions for additional vehicles, RVs, boats, motorcycles, and more.  Outstanding secured loans on vehicles and homes may help support your available chapter 7 bankruptcy exemption and help provide additional protection for the Michigan debtor. Discuss all of your important assets wth your chapter 7 bankruptcy attorney.  A careful assessment of your assets, finances, will help determine whether Federal or Michigan bankruptcy exemptions are right for you.  The above Michigan and Federal bankruptcy exemptions are subject to periodic change and anyone considering filing for chapter 7 bankruptcy relief should consult with an experienced bankruptcy attorney near Lambertville, Michigan for the most updated figures.


MAKING SENSE OF MICHIGAN CHAPTER 7 BANKRUPTCY EXEMPTIONS: For educational purposes, it may help to think of a chapter 7 bankruptcy exemption as a “shield against exposed equity” pertaining to your real and personal property. By exposed equity, we suggest thinking of what your net profit might be if you sold the item. For example, after deducting your motor vehicle exemption and factoring in any outstanding loan balance, if selling your car could still result in a net profit, then said net profit would be the approximate amount of exposed equity.  If this amount is large enough, a bankruptcy trustee may decide to liquidate the vehicle and divide the net proceeds among your creditors.  In many circumstances, the bankruptcy exemptions are sufficient enough to protect all or most of your assets, but it is important to have this discussion with your bankruptcy attorney prior to filing for chapter 7 bankruptcy relief.  If liquidation risk is stopping you from the bankruptcy relief you are seeking, then ask your attorney whether chapter 13 bankruptcy relief is right for you.  Chapter 13 bankruptcy debtors do not face liquidation risks.




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Lambertville, Michigan Bankruptcy Resources




NOTICE:  We are a debt relief agency.  We help individuals file for relief under the United States Bankruptcy Code. Choosing an experienced chapter 7 bankruptcy attorney near Lambertville, Michigan is an important decision. All content contained within the pages of this website and any accompanying outbound internet links are for educational purposes only and are NOT intended to be construed as legal advice.



Bankruptcy Michigan

Bankruptcy Michigan

Chapter 7 bankruptcy attorney near Lambertville, Michigan serving Southeastern Michigan:  Lambertville, Bllssfield, Adrian, Tecumseh, Dundee, Milan, Ottawa Lake, Samaria, Temperance, Summerfield, Deerfield, Ida, Luna Pier, Monroe, Southgate, Taylor, Southfield, Detroit, Canton, Romulus, Ann Arbor, Ypsilanti, Saline, Lenawee County, Monroe County, Washtenaw County, Wayne County, Michigan.








Bankruptcy Attorney Toledo

Bankruptcy Attorney Toledo


Chapters 7 and 13 bankruptcy attorney serving Northern Ohio:  Sylvania, Toledo, Metamora, Maumee, Perrysburg, Rossford, Lake Township, Genoa, Oregon, Woodville, Fremont, Tiffin, Fostoria, Clyde, Bellevue, Monroeville, Norwalk, Milan, Huron, Port Clinton, Sandusky, Elyria, Westlake, Cleveland, Waterville, Haskins, Bowling Green, North Baltimore, Portage, Liberty Center, Helena, Findlay, Lima, Upper Sandusky, Tontogany, Grand Rapids, Napoleon, Defiance, Holland, Swanton, Delta, Wauseon, Fayette, Archbold, Lucas County, Fulton County, Wood County, Ottawa County, Sandusky County, Williams County, Henry County, Defiance County, Ohio









Chapter 7 bankruptcy attorneys and lawyers located 10-15 minutes south of Lambertville, Michigan.